Banana Bread Recipe with Chocolate Chips

(Last Updated On: April 26, 2022)

This banana bread recipe with chocolate chips is a delight to eat whether it has butter spread on top of it or not. It tastes so good during the morning, for an afternoon snack, or even as an after-dinner dessert.

The riper the banana, the sweeter the banana bread. Ripe bananas are soft and also streaked with black color or black spots. So don’t throw out those over-ripened bananas, bake up some banana bread instead. Your family will thank you and enjoy every last bite of it.

This banana bread recipe with chocolate chips added to it tastes so good that you don’t even need to add butter on top. Also, it tastes heavenly chilled in the refrigerator or heated in a toaster oven.

This banana bread will melt in your mouth whether you eat it hot or cold because the cream cheese added to the recipe makes it extra moist and delicious.

Key Ingredients for Banana Bread Recipe with Chocolate Chips

• 3/4 of a cup of butter (1 and 1/2 sticks)
• 8 ounces of cream cheese
• 2 cups of sugar
• 2 eggs
• 1/2 teaspoon of vanilla extract
• 1/2 teaspoon of salt
• 3 cups of flour
• 1/2 teaspoon of baking powder
• 1/2 teaspoon of baking soda
• 4 bananas
• 1/2 cup of dark chocolate chips
• 1/2 cup of white chocolate chips

Step-By-Step Banana Bread Instructions With Photos

Preheat oven to 350 degrees.

For this recipe, one loaf of banana bread will have white and dark chocolate chips in it, and the other loaf won’t. That gives us two different loaves of banana bread, and each one will taste so delicious it will be hard to choose which one to eat. Therefore, you will need to double the amount in the ingredients list if you want chocolate chips in both loaves.

Preparing The Butter

Cut up 1 and a half sticks of butter and place them in a microwaveable bowl. Note: 1 and a half sticks of butter equal 3/4 of a cup.

Then, soften the butter by melting it in the microwave for twenty seconds.

Adding The Cream Cheese And Sugar

In a large bowl add 3/4 of a cup of the melted butter together with 8 ounces of the cream cheese, and 2 cups of the sugar.

Mixed Until Fluffy

Then, using the electric hand mixer, whip the melted butter, cream cheese, and sugar until fluffy.

Adding The Eggs To Banana Bread Batter

Add one of the eggs together with the melted butter, cream cheese, and sugar mixture.

Next, using the electric hand mixer again, whip the egg together with the melted butter, cream cheese, and sugar mixture.

Then add the second egg to the melted butter, cream cheese, and sugar mixture.

And again, using the electric hand mixer, whip both of the eggs together with the melted butter, cream cheese, and sugar mixture.

Adding Bananas

Mash the 4 ripe bananas using a fork and then add the bananas together with the melted butter, cream cheese, and sugar mixture.

Next, add 1/2 teaspoon of vanilla extract together with the melted butter, cream cheese, sugar, and banana mixture.

Mix the vanilla extract together with the bananas, melted butter, cream cheese, and sugar mixture.

Preparing The Flour Mixture

In a small bowl add 1/2 teaspoon of salt together with 3 cups of flour, 1/2 teaspoon of baking powder, and 1/2 teaspoon of baking soda.

Slowly add the flour mixture together with the banana mixture.

Keep adding more of the flour mixture together with the banana mixture.

Mix all of the ingredients thoroughly together with the flour and banana mixture.

Preparing The Loaf Pans

Generously spray two loaf pans with cooking spray.

Filling Loaf Pans With Banana Bread Batter

After spraying the loaf pans, separate the banana mixture evenly into each pan.

Optional Chocolate Chips

Add the dark chocolate chips and the white chocolate chips to one loaf pan.

Note: If you want to you can put dark and white chocolate chips in both of the loaf pans, or you don’t have to add any chocolate chips at all because this banana bread recipe tastes great without them too. However, you will need to double the amount in the ingredients list if you want chocolate chips in both loaves.

Stir the dark chocolate chips and the white chocolate chips together with the banana mixture.

Place both loaf pans in a preheated 350-degree oven and bake for 1 hour. A toothpick inserted into the center of the banana bread should come out clean when done.

Not only is this a perfect loaf of banana bread, but it is undeniably delicious too, with crispy edges on the outside that complement the soft and fluffiness of the inside.

This slice of banana bread is without the dark and white chocolate chips, and the person who ate it said it was so moist and delicious, they wanted another piece. 🙂 Also, if you want an extra treat added to your banana bread, try drizzling some powdered sugar frosting on the top.